Definitions

1. "Tuqer" refers to both the website and the mobile application

2. "User" refers to any individual who uses Tuqer.

3. "Service" refers to the currency conversion service from PayPal to various digital wallets including OVO, DANA, Gopay, LinkAja, Doku, ShopeePay, and others provided by Tuqer.

4. "PT Tuqer Finance Indonesia" refers to the company that owns and operates Tuqer.

Eligibility

1. To use Tuqer, the user must be at least 18 years old and have the capacity to enter into legally binding agreements.
2. By using Tuqer, the user represents and warrants that they meet the eligibility requirements.

Use of Service

1. The user is responsible for providing accurate and complete information when using Tuqer.
2. The user is responsible for maintaining the confidentiality of their Tuqer account information.
3. The user agrees not to use Tuqer for any illegal or unauthorized purposes.
4. PT Tuqer Finance Indonesia reserves the right to refuse service to anyone for any reason at any time.
5. PT Tuqer Finance Indonesia may modify or discontinue the Service at any time without prior notice.

Fees and Payment

1. The user agrees to pay the fees for using Tuqer as displayed on the Tuqer website or mobile application.
2. The user is responsible for any additional fees or charges that may be incurred as a result of using Tuqer.
3. PT Tuqer Finance Indonesia reserves the right to modify the fees and payment terms at any time without prior notice.

Intellectual Property

1. The Tuqer website and mobile application, including all content, graphics, and logos, are the property of PT Tuqer Finance Indonesia and are protected by copyright and other intellectual property laws.
2. The user may not copy, distribute, or use any content from Tuqer without prior written consent from PT Tuqer Finance Indonesia.

Disclaimer of Warranties and Limitation of Liability

1. The Service is provided "as is" and PT Tuqer Finance Indonesia makes no warranties or representations, either express or implied, regarding the Service or the accuracy, completeness, or reliability of any information obtained through the Service.
2. PT Tuqer Finance Indonesia is not liable for any damages, including but not limited to direct, indirect, incidental, punitive, and consequential damages, arising from the use or inability to use Tuqer.

Use of Data

1. PT Tuqer Finance Indonesia collects and processes user data necessary to provide the Tuqer Service.
2. PT Tuqer Finance Indonesia will maintain the confidentiality of user data and will not disclose the data to third parties without the user's consent unless required by law or regulation.
3. The use of user data by PT Tuqer Finance Indonesia is governed by the Tuqer Privacy Policy, which can be accessed on the https://www.tuqer.id/privacy-policy.

Disclaimer of Warranties and Limitation of Liability

1. The Service is provided "as is" and PT Tuqer Finance Indonesia makes no warranties or representations, either express or implied, regarding the Service or the accuracy, completeness, or reliability of any information obtained through the Service.
2. PT Tuqer Finance Indonesia is not liable for any damages, including but not limited to direct, indirect, incidental, punitive, and consequential damages, arising from the use or inability to use Tuqer.

Breach of Terms and Conditions

1. If the user breaches these Terms, PT Tuqer Finance Indonesia has the right to suspend or terminate the Tuqer Service and/or delete the user's account.
2. The user is responsible for any losses or damages resulting from the breach.

Indemnification

The user agrees to indemnify and hold harmless PT Tuqer Finance Indonesia, its affiliates, employees, and agents from any claims, damages, losses, or expenses arising from the user's use of Tuqer or breach of these Terms.

Governing Law and Dispute Resolution

1. These Terms shall be governed by and construed in accordance with the laws of Indonesia.
2. Any dispute arising from or related to these Terms or the use of Tuqer shall be resolved through arbitration in accordance with the Indonesian Arbitration Association rules.

Changes to Terms and Conditions

1. PT Tuqer Finance Indonesia reserves the right to modify or update these Terms at any time without prior notice.
2. The user is responsible for regularly reviewing the Terms.
3. By continuing to use Tuqer after any changes to the Terms, the user agrees to the updated Terms.

Contact Information

For any questions or concerns regarding these Terms or the Tuqer Service, please contact PT Tuqer Finance Indonesia at service@tuqer.id.

Entire Agreement

These Terms, together with the Tuqer Privacy Policy, constitute the entire agreement between the user and PT Tuqer Finance Indonesia regarding the use of Tuqer and supersede all prior or contemporaneous agreements and understandings between the parties.

By using Tuqer service, the user is considered to have read, understood, and agreed to these Terms and Conditions. If the user does not agree to these Terms and Conditions, the user is not allowed to use Tuqer service. PT Tuqer Finance Indonesia reserves the right to change these Terms and Conditions at any time without prior notice, and the user is expected to regularly review these Terms and Conditions to stay updated on any changes.